With the rising cost of health care, health insurance premiums increasing each year, and the unstable economy, it is becoming difficult for consumers to afford health insurance. More and more people are losing jobs, losing their group insurance and losing hope. But all is not lost! Health Insurers know there is a demand for low cost health coverage and most have options.
If you have lost your group insurance or are self-employed and feel it’s just too expensive to have your own insurance plan, remember, having some type of coverage is better than having none at all. Many people think that they will never get sick or have an accident. That’s when Murphy’s Law takes effect. In tough economic times or any economic times for that matter, it is not worth the risk not to be covered. In the past two years I had two abdominal surgeries totaling $60,000. Hollywood has not been THAT kind to me that I could just simply write a check for $60,000. Thankfully, insurance covered the surgeries and I only had to pay about $2,000. Here are some lower cost plan options to consider in case you don’t have $60,000 for an unexpected surgery.
• Short Term Health Plans. Great for someone who is in between jobs, waiting for permanent coverage to start, or college students coming off their parents’ plan but haven’t entered the workforce yet. Premiums can be inexpensi...
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